Financial Readiness

Hours of Operation

Monday 6:30 a.m. - 5 p.m.
Tuesday 6:30 a.m. - 5 p.m.
Wednesday 6:30 a.m. - 5 p.m.
Thursday 6:30 a.m. - 5 p.m.
Friday Closed
Saturday Closed
Sunday Closed

Contact

301 C Street
Bldg. 309
Google Map

Handicap Accessible

Tel:
+(928)328-2513

Military DSN Tel:
(312)899-2513

Financial Readiness Program
Financial Readiness

The Financial Readiness Program is your resource for information on money matters. We can help you better understand financial topics like: 

  • Military pay
  • Checkbook/debit card management
  • Financial responsibility
  • Credit reporting
  • Debt elimination strategies
  • Saving
  • Investing
  • Budgeting

 

We can also help you learn about other financial services, including:

  • Army Emergency Relief (AER): A private, nonprofit organization established to help Soldiers and their Families in emergency financial situations due to no fault of their own.
  • Education Program: Offers need-based scholarships to help eligible Army Families with education costs.

For more information about how the Financial Readiness Program can help you, contact your nearest Army Community Service Center.

 

Other helpful financial readiness links include:

  • Thrift Savings Plan: A Federal Government-sponsored long-term retirement savings and investment plan, available for both Federal civilian employees and members of the uniformed services.
  • U.S. Savings Bonds: A shorter-term savings option with competitive interest rates and backed by the full faith and credit of the United States.
  • Military Saves: A component of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military Families to save money, reduce debt, and build wealth.
  • Money Matters: A mobile-optimized resource with calculators for savings, debt reduction and other reference material in one location.
  • Housing Resources for Military Members: The National Military Family Association has compiled a great list of resources to help Military Families who are struggling with the pitfalls of the housing crisis.
  • Army OneSource: Network of the services and delivery of support to Soldiers and their Families.
  • Military OneSource: A Department of Defense-funded program that provides comprehensive information on every aspect of military life at no cost to active duty, National Guard, reserve members, and their Families.
  • Office of Servicemember Affairs: A component of the Consumer Financial Protection Bureau helps to educate and empower military members, veterans, and their Families in the consumer financial marketplace.
  • Saveandinvest.org: A project of the FINRA Investor Education Foundation, a free, unbiased resource dedicated to your financial health. Helps you make informed decisions through easy-to-use tools and resources, and arms you with the information you need to protect yourself from investment fraud.
  • Better Business Bureau Military Line: Provides specialized education and support services, which meet the needs of active and retired military personnel and their Families. 

 

Family Subsistence Supplemental Allowance (FSSA) Pre-screening

Pre-screening and counseling for Soldiers who qualify for the FSSA entitlement. FSSA is an entitlement authorized by Congress in 2001 and created to supplement the Soldier's Basic Allowance for Subsistence (BAS). This entitlement will not exceed $1100 per month. Information and application for FSSA is web-based and can be found under the "Life Events that Impact Your Benefits" tab.

The Financial Readiness Program offers programs to improve personal financial management skills and enhance individual ability to perform as an informed consumer. Individual and group sessions are provided in personal money management topics that range from basic budget development through retirement planning.

This program assists unit commanders and leaders in training Service Members and Family Members in personal financial readiness to include banking services, the military pay system, budget development, wise use of credit, debt management, and consequences of indebtedness, auto buying and major purchases, Thrift Saving Plan (TSP) and retirement planning.

The Financial Readiness Specialist conducts the mandatory Financial Readiness Training (FRT)and Permanent Change of Station (PCS) counseling for first term Service Members and checkbook management classes for Soldiers that have written insufficient fund checks. These classes are conducted at the Army Community Service office. Please call to make an appointment.